What you're building towards.
Where your salary gets split the moment it lands — rent, household, the DMP. These are committed money, so they're kept out of the savings total above.
Christmas, insurance, MOT, dentist, the vet. Put the yearly cost in and it works out what to set aside each month — this is the gap that turns a surprise into card debt.
Create a Pot for each of these and schedule the monthly transfer for the day after payday. Then just mirror the amounts back in here.
The October review may change your payment. See what each figure actually buys you.
Income minus realistic living costs is what's genuinely left for the plan.
These are the seven totals their portal asks for, plus your updated income.